Choose the Right Health Plan Option For You
Open Enrollment for plan year 2022 is now closed. Please contact the HR Solution Center if you have questions about the Open Enrollment process.
2021 continues 2020's "anything but normal" year. UVA leadership cares deeply about you and continues to look for ways to help. We want to make the Open Enrollment/benefits review process as easy and painless as possible and are giving you many varied opportunities to learn what you need to know to be an informed benefits consumer.
For the 2022 plan year, there are no changes to premiums, coinsurance, or copays for the Basic, Value, and Choice Health options for full-time employees. However, there are action items for you to take.
Ensure you're aware of all UVA health plan changes for this year. For the 2022 Plan year, these include:
Part-Time Employees - Part-time employees will receive the same employer contribution to their premium as full-time employees. There will be one premium rate for all benefits-eligible employees within each employee category, resulting in much lower premiums for part-time employees.
HSA Employee Contribution - The employee maximum contribution to the Health Savings Account for Basic Health participants will increase in 2022 (employer seed funds will remain the same):
- Individual - $3,650
- Family - $7,300
- Catch-up (age 55+) - $1,000 (no change)
NEW Spouse Eligibility - Spouses whose remote employer offers affordable health care that provides minimum value, but ALL of their health options are HMOs and the spouse lives outside the HMOs' defined service areas, are eligible to be a dependent on the UVA employee's health coverage.
New Hearing Benefit - One annual hearing exam will be covered, performed by an audiologist as a cost-share benefit. Medically necessary hearing aids will be covered, up to $1,200 every 48 months.
Expanded Infertility Benefit - Waives some of the medical requirements for infertility eligibility, specifically, removing Aetna's infertility definition for UVA Health Plan participants. This will make the infertility benefit more widely available. Consult an A1A team member or view the revised Clinical Policy Bulletin with the definition removed on page 2.
Basic and Value Changes - You said in the 2018 Benefits Preferences Survey that maintaining health plan premium rates was very important to you. To keep premiums stable for another year, the following changes will occur January 1, 2022:
- Basic Health - The out-of-pocket maximum for all three health plan options will be the same. This means that the Basic Health out-of-pocket maximum will return to its 2018 levels of $5,500 for individuals and $11,000 for families for in-network services, and $11,000 for individuals and $22,000 for families for out-of-network services, to match that of the Choice and Value health plan options.
- Value Health - Participants will see an increase in their out-of-network deductible, totaling $2,400 for individuals and $4,800 for families.
UVA J Visa Health Plan - The UVA J1 Visa Health Plan will be called the UVA J Visa Health Plan, effective January 1, 2022. There are no premium increases for 2022 for those previously enrolled in the UVA J1 Visa Health Plan. See the UVA J Visa Health Plan 2022 webpage for additional details and changes.