UVA Health Plan 2020

UVA Health Plan 2020


UVA offers 3 Health Plan options: Choice, Value, and Basic Health. Knowing your needs and understanding the different health plan options will help you make informed choices during Open Enrollment. Benefits options change year to year. Ensure you're aware of the changes for this year. Some of these include:

  • Premiums will increase for all three health plans, but more so for Choice Health - see below for comparison charts
  • Deductibles will increase for Choice Health, decrease for Value Health, and stay the same for Basic Health
  • Coinsurance will increase for Choice Health
  • Copays will increase for Value Health
  • Out-of-pocket for Basic Health is decreasing
  • Supplemental Benefit Credit will increase from $450 to $550 for eligible Academic Staff
  • Deductible for Choice and Value Health includes medical and pharmacy, except those with copayments
  • Deductible will be waived for preventive medications on OptumRx Preventive Medication List. 
  • Bariatric procedures must be performed in a Bariatric Institute of Quality (IOQ) to ensure quality; there is no out-of-network coverage. View a list of IOQs.
  • No age cap for Autism-Applied Behavior Analysis
  • A new UVA J1 Visa Health Plan for employees on J1 visas

The following resources can help you determine which UVA Health Plan option is the best fit for your needs. You can find many more on our Open Enrollment Resources page.

2020 UVA Health Plan premiums:

Select your employee category to see 2020 UVA Health Plan premiums. The tables for 2020 will show both the Employee Premium (what you contribute each month) and the Employer Premium (what UVA contributes toward your health plan each month).

Continue to scroll to see the 2019 Health Plan Premiums for comparison purposes. While premiums do increase this year, you will also see the significant amount UVA contributes on each employee's behalf to lessen the impact for each individual. 

  • Full-Time Faculty, Classified Staff, Medical Center Team Members, Research Associates, Senior Professional Research Staff, and University Staff

    2020 Monthly Premiums

    Monthly Rate - Choice Employee Rate Employer Rate Total Rate
    Employee $183.00 $493.25 $676.25
    Employee + Child(ren) $370.25 $821.75 $1,192.00
    Employee + Spouse $477.00 $1,055.50 $1,532.50
    Family $706.00 $1,510.50 $2,216.50

     

    Monthly Rate - Value Employee Rate Employer Rate Total Rate
    Employee $87.50 $470.00 $557.00
    Employee + Child(ren) $140.25 $833.25 $973.50
    Employee + Spouse $176.25 $1,075.00 $1,251.25
    Family $282.25 $1,528.75 $1,811.00

     

    Monthly Rate - Basic Employee Rate Employer Rate Total Rate
    Employee $20.00 $464.25 $484.25
    Employee + Child(ren) $25.25 $821.75 $847.00
    Employee + Spouse $33.25 $1,055.50 $1,088.75
    Family $63.00 $1,510.50 $1,573.50

     

    2019 Monthly Premiums

     

    Monthly Rate - Choice Employee Rate Employer Rate Total Rate
    Employee $152.50 $493.25 $645.75
    Employee + Child(ren) $308.50 $821.75 $1,130.25
    Employee + Spouse $397.50 $1,055.50 $1,453.00
    Family $588.25 $1,510.50 $2,098.75

     

    Monthly Rate - Value Employee Rate Employer Rate Total Rate
    Employee $76.00 $470.00 $546.00
    Employee + Child(ren) $122.00 $833.25 $955.25
    Employee + Spouse $153.25 $1,075.00 $1,228.25
    Family $245.50 $1,528.75 $1,774.25

     

    Monthly Rate - Basic Employee Rate Employer Rate Total Rate
    Employee $19.00 $464.25 $483.25
    Employee + Child(ren) $24.00 $821.75 $845.75
    Employee + Spouse $31.75 $1,055.50 $1,087.25
    Family $60.00 $1,510.50 $1,570.50
  • Housestaff

    2020 Monthly Premiums

    Monthly Rate - Choice Employee Rate Employer Rate Total Rate
    Employee $78.00 $598.25 $676.25
    Employee + Child(ren) $89.25 $1,102.75 $1,192.00
    Employee + Spouse $91.50 $1,441.00 $1,532.50
    Family $101.50 $2,115.00 $2,216.50

     

    Monthly Rate - Value Employee Rate Employer Rate Total Rate
    Employee $62.75 $494.75 $557.00
    Employee + Child(ren) $63.00 $910.50 $973.50
    Employee + Spouse $64.25 $1,187.00 $1,251.25
    Family $64.50 $1,746.50 $1,811.00

    2019 Monthly Premiums

    Monthly Rate - Choice Employee Rate Employer Rate Total Rate
    Employee $65.00 $580.75 $645.75
    Employee + Child(ren) $74.25 $1,056.00 $1,130.25
    Employee + Spouse $76.25 $1,376.75 $1,453.00
    Family $84.50 $2,014.25 $2,098.75

     

    Monthly Rate - Value Employee Rate Employer Rate Total Rate
    Employee $54.50 $491.50 $546.00
    Employee + Child(ren) $54.75 $900.50 $955.25
    Employee + Spouse $55.75 $1,172.50 $1,228.25
    Family $56.00 $1,718.25 $1,774.25

     

  • Retirees

    Non-Medicare eligible plans through UVA

    2020 Monthly Premiums Basic Health Value Health Choice Health
    Retiree $756.75 $1,109.00 $1,194.25
    Retiree + Child/Children $1,424.25 $2,086.75 $2,354.00
    Retiree + Spouse $1,523.00 $2,230.75 $2,545.75
    Family $2,288.50 $3,352.00 $3,894.75

     

    2019 Monthly Premiums Basic Health Value Health Choice Health
    Retiree $756.75 $1,109.00 $1,194.25
    Retiree + Child/Children $1,424.25 $2,086.75 $2,354.00
    Retiree + Spouse $1,523.00 $2,230.75 $2,545.75
    Family $2,288.50 $3,352.00 $3,894.75

    Medicare-Supplement Plans

    See Medicare-Supplement Plans through Anthem Blue Cross/Blue Shield.

  • Temporary and Wage Employees

    2020 Monthly Premiums - Basic Health Employee Rate Employer Rate Total Rate
    Employee $181.50 $234.75 $416.25
    Employee + Child/Children $503.00 $234.75 $737.75
    Employee + Spouse $717.50 $234.75 $952.25
    Family $1,461.25 $234.75 $1,381.00

     

    2019 Monthly Premiums - Basic Health  Employee Rate Employer Rate Total Rate
    Employee $153.75 $254.75 $408.50
    Employee + Child/Children $460.00 $254.75 $714.75
    Employee + Spouse $664.25 $254.75 $919.00
    Family $1,072.50 $254.75 $1,327.25

     

  • Part-Time Classified Staff

    2020 Employee Premiums

    2020 Monthly Premiums Basic Health Value Health Choice Health
    Employee $484.25 $557.50 $676.25
    Employee + Child/Children $847.00 $973.50 $1,192.00
    Employee + Spouse $1,088.75 $1,251.25 $1,532.50
    Family $1,573.50 $1,811.00 $2,216.50

    2019 Employee Premiums

    2019 Monthly Premiums Basic Health Value Health Choice Health
    Employee $483.25 $546.00 $645.75
    Employee + Child/Children $845.75 $955.25 $1,130.25
    Employee + Spouse $1,087.25 $1,228.25 $1,453.00
    Family $1,570.50 $1,774.25 $2,098.75
  • Part-Time Faculty, Research Associates, Senior Professional Research Staff, and University Staff

    2020 Monthly Premiums

    Monthly Rate - Choice Employee Rate Employer Rate Total Rate
    Employee $429.75 $246.50 $676.25
    Employee + Child(ren) $781.25 $410.75 $1,192.00
    Employee + Spouse $1,004.75 $527.75 $1,532.50
    Family $1,461.25 $755.25 $2,216.50

     

    Monthly Rate - Value Employee Rate Employer Rate Total Rate
    Employee $322.50 $235.00 $557.00
    Employee + Child(ren) $557.00 $416.50 $973.50
    Employee + Spouse $713.75 $537.50 $1,251.25
    Family $1,046.75 $764.25 $1,811.00

     

    Monthly Rate - Basic Employee Rate Employer Rate Total Rate
    Employee $252.25 $232.00 $484.25
    Employee + Child(ren) $436.25 $410.75 $847.00
    Employee + Spouse $561.00 $527.50 $1,088.75
    Family $818.25 $755.25 $1,573.50

    2019 Monthly Premiums

    Monthly Rate - Choice Employee Rate Employer Rate Total Rate
    Employee $399.00 $246.75 $645.75
    Employee + Child(ren) $719.25 $411.00 $1,130.25
    Employee + Spouse $925.25 $527.75 $1,453.00
    Family $1,343.50 $755.25 $2,098.75

     

    Monthly Rate - Value Employee Rate Employer Rate Total Rate
    Employee $311.00 $235.00 $546.00
    Employee + Child(ren) $538.50 $416.75 $955.25
    Employee + Spouse $690.75 $537.50 $1,228.25
    Family $1,009.75 $764.50 $1,774.25

     

    Monthly Rate - Basic Employee Rate Employer Rate Total Rate
    Employee $251.00 $232.25 $483.25
    Employee + Child(ren) $434.75 $411.00 $845.75
    Employee + Spouse $559.50 $527.75 $1,087.25
    Family $815.25 $755.25 $1,570.50
  • Part-Time Medical Center Team Members

    2020 Monthly Premiums

    Monthly Rate - Choice Employee Rate Employer Rate Total Rate
    Employee $206.00 $470.25 $676.25
    Employee + Child(ren) $381.50 $810.50 $1,192.00
    Employee + Spouse $490.50 $1042.00 $1,532.50
    Family $875.25 $1,341.25 $2,216.50

     

    Monthly Rate - Value Employee Rate Employer Rate Total Rate
    Employee $169.25 $388.25 $557.50
    Employee + Child(ren) $297.75 $675.75 $973.50
    Employee + Spouse $384.50 $866.75 $1,251.25
    Family $733.00 $1,078.00 $1,811.00

     

    Monthly Rate - Basic Employee Rate Employer Rate Total Rate
    Employee $146.75 $337.50 $484.25
    Employee + Child(ren) $254.25 $592.75 $847.00
    Employee + Spouse $326.75 $762.00 $1,088.75
    Family $575.25 $998.25 $1,573.50

    2019 Monthly Premiums

    Monthly Rate - Choice Employee Rate Employer Rate Total Rate
    Employee $196.50 $449.25 $645.75
    Employee + Child(ren) $339.00 $791.25 $1,130.25
    Employee + Spouse $435.75 $1,017.25 $1,453.00
    Family $828.75 $1,270.00 $2,098.75

     

    Monthly Rate - Value Employee Rate Employer Rate Total Rate
    Employee $165.75 $380.25 $546.00
    Employee + Child(ren) $292.00 $663.25 $955.25
    Employee + Spouse $377.25 $851.00 $1,228.25
    Family $718.00 $1,056.25 $1,774.25

     

    Monthly Rate - Basic Employee Rate Employer Rate Total Rate
    Employee $146.25 $337.00 $483.25
    Employee + Child(ren) $253.75 $592.00 $845.75
    Employee + Spouse $326.25 $761.00 $1,087.25
    Family $574.00 $996.50 $1,570.50
  • Postdoctoral Fellows

    2020 Monthly Premiums

    Monthly Rate - Choice Postdoc Rate Dept/Grant Rate Total Rate
    Postdoc $0 $559.00 $559.00
    Postdoc + Child(ren) $289.75 $559.00 $848.75
    Postdoc + Spouse $604.00 $559.00 $1,163.00
    Family $1,119.00 $559.00 $1,678.00

     

    Monthly Rate - Value Postdoc Rate Dept/Grant Rate Total Rate
    Postdoc $0 $501.50 $501.50
    Postdoc + Child(ren) $242.25 $501.50 $743.75
    Postdoc + Spouse $527.00 $501.50 $1,028.50
    Family $980.25 $501.50 $1,481.75


    2019 Monthly Premiums

    Monthly Rate - Choice Postdoc Rate Dept/Grant Rate Total Rate
    Postdoc $0 $430.00 $430.00
    Postdoc + Child(ren) $222.75 $430.00 $652.75
    Postdoc + Spouse $464.50 $430.00 $894.50
    Family $860.75 $430.00 $1,290.75

     

    Monthly Rate - Value Postdoc Rate Dept/Grant Rate Total Rate
    Postdoc $0 $385.75 $385.75
    Postdoc + Child(ren) $186.25 $385.75 $572.00
    Postdoc + Spouse $405.25 $385.75 $791.00
    Family $754.00 $385.75 $1,139.75


     

As an employee of UVA for 34 years, I have appreciated UVA’s benefits, both direct and indirect. This program has seen me through raising children, unexpected health issues, my own aging parents, and more. Garth Anderson, Resource Center Manager

COBRA Rates

As a COBRA participant, you can choose enrollment only in the same option in which you were enrolled on your last day of coverage as an active employee, Postdoc Fellow, or Housestaff. Monthly COBRA premiums are listed below. 

  • ACTIVE EMPLOYEES AND RESEARCH ASSOCIATES

    2020 Active Employees and Research Associates Cobra Basic Cobra Value Cobra Choice
    Employee $493.94 $568.65 $689.78
    Employee + Child/Children $863.94 $992.97 $1,215.84
    Employee + Spouse $1,110.53 $1,276.28 $1,563.15
    Family $1,604.97 $1,847.22 $2,260.83

     

     

    2019 Active Employees and Research Associates Cobra Basic Cobra Value Cobra Choice
    Employee $492.92 $556.92 $658.67
    Employee + Child/Children $862.67 $974.36 $1,152.86
    Employee + Spouse $1,109.00 $1,252.82 $1,482.06
    Family $1,601,91 $1,809.74 $2,140.73
  • Active Wage Employees

    2020 Active Wage Employees  Cobra Basic
    Employee $424.58
    Employee + Child/Children $752.51
    Employee + Spouse $971.30
    Family $1,408.62

     

    2019 Active Wage Employees Cobra Basic 
    Employee $416.67
    Employee + Child/Children $729.05
    Employee + Spouse $937.38
    Family $1,353.80
  • Postdoctoral Fellows

    2020 Postdoctoral Fellows  Cobra Value Cobra Choice
    Postdoc $511.53 $570.18
    Postdoc + Child/Children $758.63 $865.73
    Postdoc + Spouse $1,049.07 $1,186.26
    Family $1,511.39 $1,711.56

     

    2019 Postdoctoral Fellows  Cobra Value  Cobra Choice 
    Postdoc $393.47 $438.60
    Postdoc + Child/Children $583.44 $665.81
    Postdoc + Spouse $806.82 $912.39
    Family $1,162.55 $1,316.57
  • Housestaff

    2020 Housestaff  Cobra Value Cobra Choice
    Employee $568.65 $689.78
    Employee + Child/Children $992.97 $1,215.84
    Employee + Spouse $1,276.28 $1,563.15
    Family $1,847.22 $2,260.83

     

    2019 Housestaff  Cobra Value Cobra Choice
    Employee $556.92 $658.67
    Employee + Child/Children $974.36 $1,152.86
    Employee + Spouse $1,252.82 $1,482.06
    Family $1,809.74 $2,140.73

Additional Information

  • Dependents: While reviewing your benefit elections, be sure to check any dependent information listed and confirm that each dependent’s social security number, birth date, and continued eligibility for coverage is accurate. Now is the time to drop ineligible dependents.
  • FAMIS Virginia’s Affordable Health Care for Children: To see if you qualify for FAMIS, go to Cover Virginia and call 1.855.242.8282, Option 8 to apply.

  • COBRA participants: Visit Chard Snyder COBRA Customer Service on the web or call 1.888.878.6175.

Important Information about Basic Health Eligibility:

In order to enroll in the Basic Health plan, you must:

  • Be eligible for UVA’s health savings account (HSA) program

  • Be enrolled in a high deductible health plan (HDHP) if you are covered by another health care plan

  • Not be covered by any part Medicaid or Tricare, or be enrolled in Medicare Part A or Part B in the year 2020.

  • Not be a J1 Visa holder (federal government regulations prohibit J1 Visa holders from enrolling in the Basic Health option)

Resources

Summary of Material Modifications 

Open Enrollment materials constitute a Summary of Material Modifications for UVA Health Plan changes effective Jan. 1, 2020.