UVA Retiree Health Benefits
Health Insurance after Retirement
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If you will be Medicare eligible at the time of your retirement, you have the option to enroll in the state’s Medicare supplement plan, Advantage 65, if you meet the eligibility requirements.
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If you will not be Medicare-eligible at the time of your retirement, you may consult with Aptia365 to review options available on the Virginia Marketplace. Aptia365 can also review plans available on other public exchanges for those who reside outside of Virginia.
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Pre-Medicare retirees must have a consultation with Aptia365 and enroll in a marketplace plan if they wish to retain eligibility to enroll in Advantage 65 when Medicare-eligible.
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Contact Aptia365 at 855.429.8822
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Eligibility to Enroll in Advantage 65 Medicare Supplement
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You have five years of benefited state service prior to your retirement; and
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You are eligible for a monthly annuity from VRS and begin receiving your retirement benefit immediately upon retirement, or you are participating in the MCRP or ORP programs and meet the age and service requirements for an immediate retirement benefit under the VRS plan that you would have been eligible for on your date of hire had you not elected ORP or MCRP; and
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You were eligible for enrollment in UVA’s active employee health plan on your last day as an active state employee; OR
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You were approved for long-term disability through VSDP, MCRP, or ORP and have applied for social security disability.
Health Insurance Credit for Retirees
- Retirees with at least 15 years of non-refunded creditable State service when they retire are eligible for a health insurance credit of $4.25 per month for each year of non-refunded creditable service.
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Retirees must apply for the credit with VRS; a UVA Benefits Counselor can assist you with information on eligibility and how to apply.
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The credit is paid directly to eligible retirees; it is not deducted from health premiums.
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Retirees must update VRS directly when they have any future changes to their health premiums.
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For further information, contact askhr@virginia.edu .