Smile for a Brighter Future
Every employee has different dental needs, whether basic cleanings and checkups, or covered dependents ready for braces. To meet your unique needs, the University offers two UVA Dental Plan options: Basic and Enhanced Dental. The UVA Dental Plan is administered by United Concordia. Changes can be made during Annual Enrollment each October, or after a major life change e.g. a change in marital status, an addition to the family, or a leave of absence.
The following information is general eligibility for both UVA Dental Plan options.
To be eligible for a UVA Dental Plan, you must be a full- or part-time UVA employee, regularly scheduled to work at least 20 hours/week. To be eligible for dental coverage through UVA, you must be one of the following employee types:
To be added to your UVA Dental Plan, spouses must be legally recognized as a spouse in the Commonwealth of Virginia.
To be added to your UVA Dental Plan, children must be your biological, step, adopted, or foster child, or any child declared a dependent on your federal tax return for whom you are the legal guardian with permanent custody. You must be the legal guardian with permanent custody. Children are eligible through December 31 of the year they turn 26. Starting January 1, 2019, children are eligible to the end of the birth month in which they turn 26 rather than the birth year.
If children are incapable of self-support, due to mental or physical disability, they can remain on your dental plan beyond age 26 as long as the following requirements are met:
Cost is one factor to consider when choosing the dental coverage. The UVA Dental Plan has two options: Basic Dental and Enhanced Dental. Look at the premiums, deductible, and out-of-pocket maximum for each option and select the best one for your needs. Consider if you, or a covered dependent, might need more complex care such as crowns or orthodontia. For complex restorative services (after the deductible is met), Basic Dental covers 50% of eligible expenses and Enhanced Dental covers 60%. See the Dental Options Comparison Chart for more about covered services and costs. Routine and preventive care is covered at 100% in-network.
Your premiums are the amount you spend on the UVA Dental Plan each paycheck. Premiums are not included as contributions toward your deductible or out-of-pocket maximum. You pay the premiums, regardless of whether you use the benefits.
Note: Premium amounts below are monthly. Family coverage includes employee, spouse, and children.
| Monthly Premiums | Basic Dental | Enhanced Dental |
|---|---|---|
| Employee | $1.00 | $10.50 |
| Employee + Children | $2.00 | $24.75 |
| Employee + Spouse | $4.00 | $29.00 |
| Family | $7.25 | $49.75 |
You receive UVA Basic Dental Plan coverage at no cost. Dependents are not automatically enrolled. This must be done as a new hire, with a qualifying mid-year life event, or during the annual enrollment period in October.
The following monthly premiums are for the Basic Dental Plan:
Postdoc: $0.00
Postdoc + Child/Children: $18.75
Postdoc + Spouse: $20.75
Family: $42.75
| Monthly Premiums | Basic Dental | Enhanced Dental |
|---|---|---|
| Retiree | $32.50 | $43.00 |
| Retiree + Children | $57.50 | $84.75 |
| Retiree + Spouse | $60.00 | $89.25 |
| Family | $91.25 | $140.50 |
| Monthly Premiums | Basic Dental | Enhanced Dental |
|---|---|---|
| Employee | $12.00 | $21.50 |
| Employee + Children | $21.75 | $44.50 |
| Employee + Spouse | $23.75 | $48.75 |
| Family | $36.50 | $79.00 |
| Monthly Premiums | Basic Dental | Enhanced Dental |
|---|---|---|
| Employee | $22.75 | $32.25 |
| Employee + Children | $41.50 | $64.25 |
| Employee + Spouse | $43.50 | $68.50 |
| Family | $65.50 | $108.00 |
| Monthly Premiums | Basic Dental | Enhanced Dental |
|---|---|---|
| Employee | $7.25 | $10.50 |
| Employee + Children | $12.50 | $24.75 |
| Employee + Spouse | $13.50 | $29.00 |
| Family | $26.00 | $49.75 |
As a COBRA participant, you can choose enrollment only in the same option in which you were enrolled on your last day of coverage as an active employee, Postdoc Fellow, or Housestaff. The table below shows monthly premiums, which remain unchanged from 2018.
2019
|
|
COBRA - Basic Dental |
COBRA - Enhanced Dental |
|
Employee |
$23.21 |
32.90 |
|
Employee + Child(ren) |
$42.33 |
65.54 |
|
Employee + Spouse |
$44.37 |
69.87 |
|
Family |
$66.81 |
110.16 |
Your deductible is the amount you pay for covered dental care services before the UVA Dental Plan starts to pay. The deductible for both options is $50/year. The deductible is only applied to type B or Type C services.
The annual maximum benefit is the most the plan will cover in allowable expenses within one year.
UVA Dental Plan coverage varies between the Basic and Enhanced Dental options. With both options, routine and preventive care is covered at 100%. For specific information about coverage and costs for each option, please use the following resources:
The first time you use the United Concordia Dental website, you will need to register.
When you first sign up for the UVA Dental Plan or switch between options, you will receive a card by mail.
To view or print card, use the following steps:
To search for a dentist:
To find out about specific coverage, follow these steps:
To access claim and EOB information, follow these steps:
To help you get the most out of your money for dental, medical, pharmacy, vision, and dependent-care expenses, the University offers benefits-related savings and spending accounts to meet your needs. These accounts allow you to put aside money for eligible expenses, by payroll deduction, before taxes.
Visit the UVA Basic Health with Health Savings Account page (HSA) to learn more about the HSA that can be used for dental and other allowable expenses.
For information about UVA's medical (including dental) and dependent daycare flexible spending accounts (FSAs), visit the FSA page.
For questions about using the UVA Dental Plan, (claims, Explanations of Benefits (EOBs), and pre-authorizations), contact United Concordia:
United Concordia
866.215.2354