Smile for a Brighter Future

UVA Dental Plan


United Concordia Dental Updates

Teledentistry

College Tuition Benefit Savings Program 

Your dental plan now includes the College Tuition Benefit savings program. Much like a frequent flier program, you earn Tuition Rewards points that can be redeemed for tuition discounts at more than 400 participating private colleges and universities nationwide. Learn more:

Learn More About the College Tuition Benefit Program

UVA Dental Plan Overview

Every employee has different dental needs, whether basic cleanings and checkups, or covered dependents ready for braces. To meet your unique needs, the University offers two UVA Dental Plan options: Basic and Enhanced Dental. Both of these dental plan options are administered by United Concordia. There is no cost change for either dental plan option for the 2021 plan year for full-time employees.

Changes to your dental plan benefit can be made during the Open Enrollment period each October, or after a qualified life event like a change in marital status, an addition to the family, or a leave of absence. Review the Qualified Life Events and Required Documentation resource document for a list of life events and required documentation needed to request a change. Qualified life event change requests, along with appropriate documentation, must be submitted within 30 days of the life event and must be consistent with the life event.

Visit the Life Changes pages for additional information and to learn how to enter these change requests in Workday. 

What Are the Costs?

Cost is one factor to consider when choosing the dental coverage. Look at the premiums and deductible for each dental plan option and select the best one for your needs. Consider if you, or a covered dependent, might need more complex care such as crowns or orthodontia. For complex restorative services (after the deductible is met), Basic Dental covers 50% of eligible expenses and Enhanced Dental covers 60%. See the Dental Options Comparison Chart for more about covered services and costs. Routine and preventive care services are covered at 100% in-network.

  BASIC DENTAL  ENHANCED DENTAL
Premiums Same as 2020 plan year; see below for rates by employee type Same as 2020 plan year; see below for rates by employee type
Deductible $50.00, applies to Type B and Type C Services (primary and major restorative services); dental services are listed on the Dental Plan Options Comparison Chart $50.00, applies to Type B and Type C Services (primary and major restorative services); dental services are listed on the Dental Plan Options Comparison Chart
Annual Maximum Benefit $1,000.00 per person $2,000.00 per person
Complex Restorative Services Plan pays 50% of eligible expenses for in-network Plan pays 60% of eligible expenses for in-network
Routine and Preventive Care Plan pays 100% for in-network for in-network Plan pays 100% for in-network for in-network

Who is eligible?

The following information is general eligibility for both UVA Dental Plan options.

  • Employees

    To be eligible for a UVA Dental Plan, you must be a full- or part-time UVA employee, regularly scheduled to work at least 20 hours/week. To be eligible for dental coverage through UVA, you must be one of the following employee types:

    • Faculty
    • Classified Staff
    • Medical Center Team Members
    • Postdoctoral Research Associates
    • Senior Professional Research Staff
    • University Staff
    • Housestaff
    • Grant-funded Postdoctoral Fellows
  • Spouses

    To be added to your UVA Dental Plan, spouses must be legally recognized as a spouse in the Commonwealth of Virginia.

  • Children

    To be added to your UVA Dental Plan, children must be your biological, step, adopted, or foster child, or any child declared a dependent on your federal tax return for whom you are the legal guardian with permanent custody. You must be the legal guardian with permanent custody. Children are eligible to the end of the birth month in which they turn 26.

  • Adult Children with Disabilities

    If children are incapable of self-support, due to mental or physical disability, they can remain on your dental plan beyond age 26 as long as the following requirements are met:

    • Required documentation is approved in advance by the benefits claims administrator before the dependent's 26th birthday.
    • They are unmarried.
    • They live with you 100% of the time.
    • They are declared a dependent on your federal tax return.

Premiums

Your premiums are the amount you spend on the UVA Dental Plan each paycheck. Premiums are not included as contributions toward your deductible. You pay the premiums, regardless of whether you use the benefits.

Beginning January 1, 2021, dental premiums for part-time Academic and Medical Center employees will be the same. 

  • Most part-time employees will see a reduction in the part-time premiums
  • Harmonizing part-time rates and eligibility removes some of the economic barriers in electing a part-time position, and levels the dental premiums for part-time employees throughout the University

Note: Premium amounts below are monthly. Family coverage includes employee, spouse, and children.

  • Faculty, Professional Research Staff, and University Staff

    You may choose from the Basic or Enhanced plans. The tables below show what you pay each month in premiums. Rates have not changed from 2020. See the Part-Time Employees section for part-time premiums.

    2021 Full-Time Monthly Premiums

    Dental Monthly Full-Time Rate - BASIC Employee Rate Employer Rate Total Rate
    Employee $1.00 $21.75 $22.75
    Employee + Child(ren) $2.00 $39.50 $41.50
    Employee + Spouse $4.00 $39.50 $43.50
    Family $7.25 $58.25 $65.50
    Dental Monthly Full-Time Rate - ENHANCED Employee Rate Employer Rate Total Rate
    Employee $10.50 $21.75 $32.25
    Employee + Child(ren) $24.75 $39.50 $64.25
    Employee + Spouse $29.00 $39.50 $68.50
    Family $49.75 $58.25 $108.00
  • Medical Center Team Members

    You may choose from the Basic or Enhanced plans. The tables below show what you pay each month in premiums. Rates have not changed from 2020. See the Part-Time Employees section for part-time premiums.

    2021 Full-Time Monthly Premiums

    Dental Monthly Full-Time Rate - BASIC Employee Rate Employer Rate Total Rate
    Employee $1.00 $21.75 $22.75
    Employee + Child(ren) $2.00 $39.50 $41.50
    Employee + Spouse $4.00 $39.50 $43.50
    Family $7.25 $58.25 $65.50
    Dental Monthly Full-Time Rate - ENHANCED Employee Rate Employer Rate Total Rate
    Employee $10.50 $21.75 $32.25
    Employee + Child(ren) $24.75 $39.50 $64.25
    Employee + Spouse $29.00 $39.50 $68.50
    Family $49.75 $58.25 $108.00
  • Medical Center Housestaff

    You receive UVA Basic Dental Plan coverage at no cost. Dependent enrollment is not automatic, and must be done through Workday upon hire, with a qualified life event, or during the annual Open Enrollment period.

    2021 Full-Time Monthly Premiums

    UVA Dental Plan Monthly Rate - Basic Employee Rate Employer Rate
    Employee $0 $22.75
    Employee + Child(ren) $0 $41.50
    Employee + Spouse $0 $43.50
    Family $0 $65.50
  • Grant-Funded Postdoctoral Fellows

    You may choose to enroll in the Basic Dental Plan. Rates have not changed since 2020.

    2021 Full-Time Monthly Premiums

    UVA Dental Plan Monthly Rate - BASIC     Total Rate
    Postdoc     $22.75
    Postdoc + Child(ren)     $41.50
    Postdoc + Spouse     $43.50
    Family     $65.50
  • Classified Staff

    You may choose from the Basic or Enhanced plans. The tables below show what you pay each month in premiums. Rates have not changed from 2020.

    2021 Full-Time Monthly Premiums

    Dental Monthly Full-Time Rate - BASIC Employee Rate Employer Rate Total Rate
    Employee $1.00 $21.75 $22.75
    Employee + Child(ren) $2.00 $39.50 $41.50
    Employee + Spouse $4.00 $39.50 $43.50
    Family $7.25 $58.25 $65.50
    Dental Monthly Full-Time Rate - ENHANCED Employee Rate Employer Rate Total Rate
    Employee $10.50 $21.75 $32.25
    Employee + Child(ren) $24.75 $39.50 $64.25
    Employee + Spouse $29.00 $39.50 $68.50
    Family $49.75 $58.25 $108.00
  • Research Associates

    You may choose from the Basic or Enhanced plans. The tables below show what you pay each month in premiums. Rates have not changed from 2019.

    2021 Full-Time Monthly Premiums

    Dental Monthly Full-Time Rate - Basic Employee Rate Employer Rate Total Rate
    Employee $1.00 $21.75 $22.75
    Employee + Child(ren) $2.00 $39.50 $41.50
    Employee + Spouse $4.00 $39.50 $43.50
    Family $7.25 $58.25 $65.50
    Dental Monthly Full-Time Rate - Enhanced Employee Rate Employer Rate Total Rate
    Employee $10.50 $21.75 $32.25
    Employee + Child(ren) $24.75 $39.50 $64.25
    Employee + Spouse $29.00 $39.50 $68.50
    Family $49.75 $58.25 $108.00
  • Part-Time Employees

    Beginning January 1, 2021, premiums for part-time Academic and Medical Center employees will be the same.

    • Most part-time employees will see a reduction in the part-time premiums
    • Harmonizing part-time rates and eligibility removes some of the economic barriers in electing a part-time position, and levels the  UVA dental premiums for part-time employees throughout the University

    You may choose from the Basic or Enhanced plans. 

    2021 Part-Time Monthly Premiums

    Dental Monthly Part-Time Rate - BASIC Employee Rate Employer Rate Total Rate
    Employee $7.28 $15.47 $22.75
    Employee + Child(ren) $13.28 $28.22 $41.50
    Employee + Spouse $13.92 $29.58 $43.50
    Family $20.96 $44.54 $65.50
    Dental Monthly Part-Time Rate - ENHANCED Employee Rate Employer Rate Total Rate
    Employee $10.32 $21.93 $32.25
    Employee + Child(ren) $20.56 $43.69 $64.25
    Employee + Spouse $21.92 $46.58 $68.50
    Family $34.56 $73.44 $108.00

COBRA Rates

As a COBRA participant, you can choose enrollment only in the same option in which you were enrolled on your last day of coverage as an active employee, Postdoc Fellow, or Housestaff. The table below shows monthly premiums, which remain unchanged from 2020.

    2020 Monthly Premiums       COBRA - BASIC       COBRA - ENHANCED 
    Employee       $23.21       $32.90  
    Employee + Children       $42.33       $65.54  
    Employee + Spouse       $44.37       $69.87  
    Family       $66.81       $110.16


Deductible

Your deductible is the amount you pay for covered dental care services before the UVA Dental Plan starts to pay. The deductible for both options is $50/year. The deductible is only applied to type B or Type C services.

Annual Maximum Benefit

The annual maximum benefit is the most the plan will cover in allowable expenses within one year.

How do I use the UVA Dental Plan?

UVA Dental Plan coverage varies between the Basic and Enhanced Dental options. With both options, routine and preventive care is covered at 100%. For specific information about coverage and costs for each option, please use the following resources:

  • Register at www.UnitedConcordia.com

    The first time you use the United Concordia Dental website, you will need to register.

    • Go to www.unitedconcordia.com/dental-insurance/member/get-started and click on “Create Your Account.”
    • In the “Tell us about yourself” section, select “Member.”
    • Follow the prompts to register. You will need your dental identification number (found on your United Concordia card) or social security number, so have that information handy.
    • Begin using the United Concordia Dental website.
  • Get a dental insurance card

    When you first sign up for the UVA Dental Plan or switch between options, you will receive a card by mail.

    To view or print card, use the following steps:

    • Go to www.unitedconcordia.com.
    • Enter your username and password and click “Sign In.”
    • Select “ID Card” above your usage summary.
    • Once viewing the ID Card, you may print a card or select “Mail My Card.”
  • Find a provider

    To search for a dentist:

    • Click here.
    • Click on "Search for an Advantage Plus Dentist."
  • Price a procedure

    To find out about specific coverage, follow these steps:

    • Go to www.unitedconcordia.com.
    • Enter your username and password and click “Sign In.”
    • In the top navigation bar, select “Find a Dentist.”
    • Scroll through the procedure list in the “Coverage Summary,” use the search box, or use the navigation bar to research coverage for different categories of procedures e.g. “Routine,” “Non-Routine & Surgical,” and “Braces & Orthodontic.”
  • Review a claim or explanation of benefits (EOB)

    To access claim and EOB information, follow these steps:

    • Go to www.unitedconcordia.com.
    • Enter your username and password and click “Sign In.”
    • In the top navigation bar, click on “Claims.”
    • Review your claim information summary and click on the “+” near the bottom of each entry to see more.
    • In the bottom of each claim detail, click on “Explanation of Benefits (EOB)" to download a PDF for that claim.

Frequently Asked Questions

  • Who is Eligible for the UVA Health, Dental, and Vision Plans?

    Detailed information about eligibility for the UVA Health, Dental, and Vision Plans can be found on the Eligibility webpage. In a nutshell, the Plans are open to:

    • UVA Academic and Health System salaried employees, full-time or part-time working at least 20 hours/week, except J1 visa holders, who are eligible for the UVA J1 Visa Health Plan
    • Spouses of eligible UVA employees (some exception noted on the Eligibility webpage)
    • Children of eligible UVA employees - children (as defined on the Eligibility webpage) are eligible through their birthday at age 26, or longer if documented to have mental or physical disabilities (see the Eligibility webpage for more details)

    The Basic Health option has some additional requirements; please visit the Eligibility webpage for those details.

  • When Should I Ask for a Predetermination for a Dental Procedure?

    You may want to ask your dentist to submit a predetermination for more expensive procedures or extensive treatment. Typically this would include procedures such as crowns, bridges, removal of wisdom teeth, periodontal treatment, or other high-cost treatments. 

    Predetermination Flyer
  • How do I prepare for out-of-pocket expenses?

    To help you get the most out of your money for dental, medical, pharmacy, vision, and dependent-care expenses, the University offers benefits-related savings and spending accounts to meet your needs. These accounts allow you to put aside money for eligible expenses, by payroll deduction, before taxes.

    Visit the UVA Basic Health with Health Savings Account page (HSA) to learn more about the HSA that can be used for dental and other allowable expenses.

    For information about UVA's medical (including dental) and dependent daycare flexible spending accounts (FSAs), visit the FSA page.

  • Who can I contact for help?

    For questions about using the UVA Dental Plan, (claims, Explanations of Benefits (EOBs), and pre-authorizations), contact United Concordia:

    United Concordia