Smile for a Brighter Future
College Tuition Benefit Savings Program
Your dental plan now includes the College Tuition Benefit savings program. Much like a frequent flier program, you earn Tuition Rewards points that can be redeemed for tuition discounts at more than 400 participating private colleges and universities nationwide. Learn more:
Every employee has different dental needs, whether basic cleanings and checkups, or covered dependents ready for braces. To meet your unique needs, the University offers two UVA Dental Plan options: Basic and Enhanced Dental. Both of these dental plan options are administered by United Concordia. There is no cost change for either dental plan option for the 2022 plan year for full-time employees. Beginning January 1, 2022, part-time employees will receive the same employer contribution to their premium as full-time employees. There will be one premium rate for all benefits-eligible employees within each employee category, resulting in much lower premiums for part-time employees.
Changes to your dental plan benefit can be made during the Open Enrollment period each October, or after a qualified life event like a change in marital status, an addition to the family, or a leave of absence. Review the Qualified Life Events and Required Documentation resource document for a list of life events and required documentation needed to request a change. Qualified life event change requests, along with appropriate documentation, must be submitted within 30 days of the life event and must be consistent with the life event.
Visit the Life Changes pages for additional information and to learn how to enter these change requests in Workday.
Cost is one factor to consider when choosing the dental coverage. Look at the premiums and deductible for each dental plan option and select the best one for your needs. Consider if you, or a covered dependent, might need more complex care such as crowns or orthodontia. For complex restorative services (after the deductible is met), Basic Dental covers 50% of eligible expenses and Enhanced Dental covers 60%. See the Dental Options Comparison Chart for more about covered services and costs. Routine and preventive care services are covered at 100% in-network.
| BASIC DENTAL | ENHANCED DENTAL | |
|---|---|---|
| Premiums | Same as 2021 plan year; see below for rates by employee type | Same as 2021 plan year; see below for rates by employee type |
| Deductible | $50.00, applies to Type B and Type C Services (primary and major restorative services); dental services are listed on the Dental Plan Options Comparison Chart | $50.00, applies to Type B and Type C Services (primary and major restorative services); dental services are listed on the Dental Plan Options Comparison Chart |
| Annual Maximum Benefit | $1,000.00 per person | $2,000.00 per person |
| Complex Restorative Services | Plan pays 50% of eligible expenses for in-network | Plan pays 60% of eligible expenses for in-network |
| Routine and Preventive Care | Plan pays 100% for in-network for in-network | Plan pays 100% for in-network for in-network |
The following information is general eligibility for both UVA Dental Plan options.
To be eligible for a UVA Dental Plan, you must be a full- or part-time UVA employee, regularly scheduled to work at least 20 hours/week. To be eligible for dental coverage through UVA, you must be one of the following employee types:
To be added to your UVA Dental Plan, spouses must be legally recognized as a spouse in the Commonwealth of Virginia.
To be added to your UVA Dental Plan, children must be your biological, step, adopted, or foster child, or any child declared a dependent on your federal tax return for whom you are the legal guardian with permanent custody. You must be the legal guardian with permanent custody. Children are eligible to the end of the birth month in which they turn 26.
If children are incapable of self-support, due to mental or physical disability, they can remain on your dental plan beyond age 26 as long as the following requirements are met:
Your premiums are the amount you spend on the UVA Dental Plan each paycheck. Premiums are not included as contributions toward your deductible. You pay the premiums, regardless of whether you use the benefits.
Beginning January 1, 2022, part-time employees will receive the same employer contribution to their premium as full-time employees. There will be one premium rate for all benefits-eligible employees within each employee category, resulting in much lower premiums for part-time employees.
Note: Premium amounts below are monthly. Family coverage includes employee, spouse, and children.
You may choose from the Basic or Enhanced plans. The tables below show what you pay each month in premiums. Rates have not changed from 2021.
| Dental Monthly Full-Time Rate - BASIC | Employee Rate | Employer Rate | Total Rate |
|---|---|---|---|
| Employee | $1.00 | $21.75 | $22.75 |
| Employee + Child(ren) | $2.00 | $39.50 | $41.50 |
| Employee + Spouse | $4.00 | $39.50 | $43.50 |
| Family | $7.25 | $58.25 | $65.50 |
| Dental Monthly Full-Time Rate - ENHANCED | Employee Rate | Employer Rate | Total Rate |
|---|---|---|---|
| Employee | $10.50 | $21.75 | $32.25 |
| Employee + Child(ren) | $24.75 | $39.50 | $64.25 |
| Employee + Spouse | $29.00 | $39.50 | $68.50 |
| Family | $49.75 | $58.25 | $108.00 |
You may choose from the Basic or Enhanced plans. The tables below show what you pay each month in premiums. Rates have not changed from 2021.
| Dental Monthly Full-Time Rate - BASIC | Employee Rate | Employer Rate | Total Rate |
|---|---|---|---|
| Employee | $1.00 | $21.75 | $22.75 |
| Employee + Child(ren) | $2.00 | $39.50 | $41.50 |
| Employee + Spouse | $4.00 | $39.50 | $43.50 |
| Family | $7.25 | $58.25 | $65.50 |
| Dental Monthly Full-Time Rate - ENHANCED | Employee Rate | Employer Rate | Total Rate |
|---|---|---|---|
| Employee | $10.50 | $21.75 | $32.25 |
| Employee + Child(ren) | $24.75 | $39.50 | $64.25 |
| Employee + Spouse | $29.00 | $39.50 | $68.50 |
| Family | $49.75 | $58.25 | $108.00 |
You receive UVA Basic Dental Plan coverage at no cost. Dependent enrollment is not automatic, and must be done through Workday upon hire, with a qualified life event, or during the annual Open Enrollment period.
| UVA Dental Plan Monthly Rate - Basic | Employee Rate | Employer Rate |
|---|---|---|
| Employee | $0 | $22.75 |
| Employee + Child(ren) | $0 | $41.50 |
| Employee + Spouse | $0 | $43.50 |
| Family | $0 | $65.50 |
You may choose to enroll in the Basic Dental Plan. Rates have not changed since 2021.
| UVA Dental Plan Monthly Rate - BASIC | Total Rate | ||
|---|---|---|---|
| Postdoc | $22.75 | ||
| Postdoc + Child(ren) | $41.50 | ||
| Postdoc + Spouse | $43.50 | ||
| Family | $65.50 |
You may choose from the Basic or Enhanced plans. The tables below show what you pay each month in premiums. Rates have not changed from 2021.
| Dental Monthly Full-Time Rate - BASIC | Employee Rate | Employer Rate | Total Rate |
|---|---|---|---|
| Employee | $1.00 | $21.75 | $22.75 |
| Employee + Child(ren) | $2.00 | $39.50 | $41.50 |
| Employee + Spouse | $4.00 | $39.50 | $43.50 |
| Family | $7.25 | $58.25 | $65.50 |
| Dental Monthly Full-Time Rate - ENHANCED | Employee Rate | Employer Rate | Total Rate |
|---|---|---|---|
| Employee | $10.50 | $21.75 | $32.25 |
| Employee + Child(ren) | $24.75 | $39.50 | $64.25 |
| Employee + Spouse | $29.00 | $39.50 | $68.50 |
| Family | $49.75 | $58.25 | $108.00 |
You may choose from the Basic or Enhanced plans. The tables below show what you pay each month in premiums. Rates have not changed from 2021.
| Dental Monthly Full-Time Rate - Basic | Employee Rate | Employer Rate | Total Rate |
|---|---|---|---|
| Employee | $1.00 | $21.75 | $22.75 |
| Employee + Child(ren) | $2.00 | $39.50 | $41.50 |
| Employee + Spouse | $4.00 | $39.50 | $43.50 |
| Family | $7.25 | $58.25 | $65.50 |
| Dental Monthly Full-Time Rate - Enhanced | Employee Rate | Employer Rate | Total Rate |
|---|---|---|---|
| Employee | $10.50 | $21.75 | $32.25 |
| Employee + Child(ren) | $24.75 | $39.50 | $64.25 |
| Employee + Spouse | $29.00 | $39.50 | $68.50 |
| Family | $49.75 | $58.25 | $108.00 |
As a COBRA participant, you can choose enrollment only in the same option in which you were enrolled on your last day of coverage as an active employee, Postdoc Fellow, or Housestaff. The table below shows monthly premiums, which remain unchanged from 2021.
| 2022 Monthly Premiums | COBRA - BASIC | COBRA - ENHANCED |
|---|---|---|
| Employee | $23.21 | $32.90 |
| Employee + Children | $42.33 | $65.54 |
| Employee + Spouse | $44.37 | $69.87 |
| Family | $66.81 | $110.16 |
Your deductible is the amount you pay for covered dental care services before the UVA Dental Plan starts to pay. The deductible for both options is $50/year. The deductible is only applied to type B or Type C services.
The annual maximum benefit is the most the plan will cover in allowable expenses within one year.
UVA Dental Plan coverage varies between the Basic and Enhanced Dental options. With both options, routine and preventive care is covered at 100%. For specific information about coverage and costs for each option, please use the following resources:
The first time you use the United Concordia Dental website, you will need to register.
When you first sign up for the UVA Dental Plan or switch between options, you will receive a card by mail.
To view or print card, use the following steps:
To search for a dentist:
To find out about specific coverage, follow these steps:
To access claim and EOB information, follow these steps:
Detailed information about eligibility for the UVA Health, Dental, and Vision Plans can be found on the Eligibility webpage. In a nutshell, the Plans are open to:
The Basic Health option has some additional requirements; please visit the Eligibility webpage for those details.
You may want to ask your dentist to submit a predetermination for more expensive procedures or extensive treatment. Typically this would include procedures such as crowns, bridges, removal of wisdom teeth, periodontal treatment, or other high-cost treatments.
Predetermination FlyerTo help you get the most out of your money for dental, medical, pharmacy, vision, and dependent-care expenses, the University offers benefits-related savings and spending accounts to meet your needs. These accounts allow you to put aside money for eligible expenses, by payroll deduction, before taxes.
Visit the UVA Basic Health with Health Savings Account page (HSA) to learn more about the HSA that can be used for dental and other allowable expenses.
For information about UVA's medical (including dental) and dependent daycare flexible spending accounts (FSAs), visit the FSA page.
For questions about using the UVA Dental Plan, (claims, Explanations of Benefits (EOBs), and pre-authorizations), contact United Concordia:
United Concordia
Yes, Dental providers can bill over the contracted or allowable rates once you have met the annual maximum benefit or for services not covered by United Concordia. This is per Virginia Legislative § 38.2-3407.17. Payment for services by dentists and oral surgeons
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