UVA_HRYou Have Options When it Comes to Dental Care
Dental Plan Overview
Every employee has different dental needs, whether basic cleanings and checkups, or covered dependents ready for braces. To meet your unique needs, the University offers two UVA Dental Plan options: Basic and Enhanced Dental. Both of these dental plan options are administered by United Concordia.
Your medical, dental, and/or vision benefits can begin on the first date of employment (or choose to wait until the first of the month if you have coverage elsewhere).
- Date of employment: If you need coverage immediately, you have the option to start your medical, dental, and/or vision benefits as of your date of employment. This may be a good option if you are currently not covered elsewhere, or you desire coverage as soon as possible.
- First of the month following your date of employment: You can choose to start your medical, dental, and/or vision benefits on the first of the month after you are hired. This may be a good option if you have coverage from a previous employer or are under a family member’s coverage that is still active through the end of the month.
- No medical, dental, and/or vision coverage: You can officially waive your medical, dental, and/or vision benefit options as well as enroll or waive in other benefits during your new hire change benefit event.
Please review the Coordination of Benefits document regarding your coverage and how it works with your prior employer.
Changes to your dental plan benefit can be made during the Open Enrollment period each October, or after a qualified life event like a change in marital status, an addition to the family, or a leave of absence. Review the Qualified Life Events and Required Documentation resource document for a list of life events and required documentation needed to request a change. Qualified life event change requests, along with appropriate documentation, must be submitted within 60 days of the life event and must be consistent with the life event.
Visit the Life Changes pages for additional information and to learn how to enter these change requests in Workday.
What Are the Costs?
Cost is one factor to consider when choosing the dental coverage. Look at the premiums and deductible for each dental plan option and select the best one for your needs. Consider if you, or a covered dependent, might need more complex care such as crowns or orthodontia. For complex restorative services (after the deductible is met), Basic Dental covers 50% of eligible expenses and Enhanced Dental covers 60%. See the Dental Options Comparison Chart for more about covered services and costs. Routine and preventive care services are covered at 100% in-network.
| Expenses | Basic Dental | Enhanced Dental |
|---|---|---|
| Premiums | See below for rates by employee type | See below for rates by employee type |
| Deductible | $50.00, applies to Type B and Type C Services (primary and major restorative services); dental services are listed on the Dental Plan Options Comparison Chart | $50.00, applies to Type B and Type C Services (primary and major restorative services); dental services are listed on the Dental Plan Options Comparison Chart |
| Annual Maximum Benefit | $1,000.00 per person | $2,000.00 per person |
| Complex Restorative Services | Plan pays 50% of eligible expenses for in-network | Plan pays 60% of eligible expenses for in-network |
| Routine and Preventive Care | Plan pays 100% for in-network | Plan pays 100% for in-network |