Dental Plan 2025

UVA Dental Plan 2025


Open Enrollment is now closed. 

If you have questions about your benefits or would like to make changes to your benefits outside of the Open Enrollment period and due to a qualified life event, please contact the HR Solution Center at AskHR@virginia.edu.


Dental care is an important piece of your overall health. Take advantage of all that UVA offers you in benefits by learning about the Basic and Enhanced dental options. Be a part of our healthy and connected community!

Key Takeaways

There are no changes to the UVA Dental plan premiums for the 2025 plan year for full-time or part-time employees. 

The UVA Dental Plan is part of United Concordia's Elite Prime Network. Providers who currently participate with the Advantage Plus Network (UVA Dental Plans previous network) are still participating providers in the Elite Prime Network.

QR code to find dentist

To locate an in-network dentist:

1. Visit UnitedConcordia.com.

2. Click on Find a Dentist.

3. Type in an office location or dentist’s name.

4. Select your network from the drop-down list. Your network is Elite Prime

5. You can sort by dentist type, distance, gender, language and county.


Action Items

Just like getting an annual physical, it is a good idea to also check your benefits annually. You can do this by navigating to Workday and checking to make sure the benefits you previously selected continue to meet the needs of you and/or your family.

If you would like to change your dental benefits, review the sections below. When you're ready, make your changes in Workday October 7 - 18 (see instructions below). Here are things to review and/or change during Open Enrollment:

  • Modify dental benefits, if desired
  • Add or drop dependents, if applicable
    • Adding a spouse or dependent requires documentation confirming their relationship to you, to be submitted in order for your change request to be approved
  • Add missing social security numbers for dependents

Dental Plan Options and Comparison

The University offers two UVA Dental Plan options: Basic and Enhanced Dental. Both of these dental plan options are administered by United Concordia. There is no cost change for either dental plan option for the 2025 plan year for all benefits-eligible employees.

Review the premiums and deductibles for each option below  and select the plan option that best meets your projected needs for 2025. See the Dental Plan Options Comparison Chart for more detailed information about covered services and costs.

Options BASIC DENTAL  ENHANCED DENTAL
Premiums Same as 2024 plan year; see below for rates by employee type Same as 2024 plan year; see below for rates by employee type
Deductible $50.00, applies to Type B and Type C Services (primary and major restorative services); dental services are listed on the Dental Plan Options Comparison Chart $50.00, applies to Type B and Type C Services (primary and major restorative services); dental services are listed on the Dental Plan Options Comparison Chart
Annual Maximum Benefit $1,000.00 per person $2,000.00 per person
Complex Restorative Services Plan pays 50% of eligible expenses for in-network Plan pays 60% of eligible expenses for in-network
Routine and Preventive Care Plan pays 100% for in-network for in-network Plan pays 100% for in-network for in-network

UVA Dental Plan Eligibility

The following information is general eligibility for both UVA Dental Plan options.

  • Employees

    To be eligible for a UVA Dental Plan, you must be a full- or part-time UVA employee, regularly scheduled to work at least 20 hours/week. To be eligible for dental coverage through UVA, you must be one of the following employee types:

    • Faculty
    • Classified Staff
    • Medical Center Team Members
    • Postdoctoral Research Associates
    • Senior Professional Research Staff
    • University Staff
    • Housestaff
    • Grant-funded Postdoctoral Fellows
  • Spouses

    To be added to your UVA Dental Plan, spouses must be legally recognized as a spouse in the Commonwealth of Virginia.

  • Children

    To be added to your UVA Dental Plan, children must be your biological, step, adopted, or foster child, or any child declared a dependent on your federal tax return for whom you are the legal guardian with permanent custody. You must be the legal guardian with permanent custody. Children are eligible to the end of the birth month in which they turn 26.

  • Adult Children with Disabilities

    If children are incapable of self-support, due to mental or physical disability, they can remain on your UVA dental plan beyond age 26 as long as the following requirements are met:

    • Required documentation is approved in advance by the benefits claims administrator before the dependent's 26th birthday.
    • They are unmarried.
    • They live with you 100% of the time.
    • They are declared a dependent on your federal tax return.

UVA Dental Plan Premiums

Select your status to see premiums:

  • Faculty, Classified Staff, University Staff, Medical Center, Research Associates & Professional Research Staff

    You may choose from the Basic or Enhanced plans. The tables below show what you pay each month in premiums. Rates have not changed from 2023. 

    2025 Monthly Premiums

    Dental Monthly Rate - BASIC Employee Rate Employer Rate Total Rate
    Employee $1.00 $21.75 $22.75
    Employee + Child(ren) $2.00 $39.50 $41.50
    Employee + Spouse $4.00 $39.50 $43.50
    Family $7.25 $58.25 $65.50
    Dental Monthly Rate - ENHANCED Employee Rate Employer Rate Total Rate
    Employee $10.50 $21.75 $32.25
    Employee + Child(ren) $24.75 $39.50 $64.25
    Employee + Spouse $29.00 $39.50 $68.50
    Family $49.75 $58.25 $108.00
  • Housestaff

    You receive UVA Basic Dental option coverage at no cost. Dependent enrollment is not automatic, and must be done through Workday upon hire, with a qualified life event, or during the open enrollment period.

    UVA Dental Plan Monthly Rate - BASIC Employee Rate Employer Rate 
    Employee $0 $22.75
    Employee + Child(ren) $0 $41.50
    Employee + Spouse $0 $43.50
    Family $0 $65.50
  • Postdoctoral Fellows

    You may choose to enroll in the Basic Dental option. Rates have not changed from 2024.

    UVA Dental Plan Monthly Rate - BASIC UVA Postdoctoral Rate (Non-UVA) Grant/Dept Rate *Total
    Single $0.00 $22.75 $22.75
    Postdoc + Child(ren) $18.75 $22.75 $41.50
    Postdoc + Spouse $20.75 $22.75 $43.50
    Family $42.75 $22.75 $65.50

     

    *In the case of external fellowships that are provided directly to postdoctoral fellows, fellowship allowances may be used to support the full cost of postdoctoral fellow health insurance.  In all cases, departments and postdoctoral fellows must account for the full costs provided above.

     

  • Retirees

    Pre-Medicare retirees will have health insurance options through a private exchange. More details to follow. 

Frequently Asked Questions

The resource that was the most helpful to me was the "Health Plan Comparison Booklet" that I found on the website. Tina Knicely, BSN, RN, CNML, Ambulatory Manager 2, Northridge Pediatrics

Having trouble finding what you’re looking for?

We strive to make the information on every webpage clear and easy to find. For benefits questions or concerns, or questions about Open Enrollment, please contact the HR Solution Center by phone at 434.243.3344, or by email at AskHR@virginia.edu.

Please let the HR Communications team know if you're having trouble finding what you're looking for on these webpages, so we can improve your experience on this page in the future. 

For previous Open Enrollment email communications, see the right sidebar box on this page labeled "Open Enrollment Emails."

 

*Note for Postdoctoral Fellows: The Open Enrollment process for all Postdoctoral Fellows (non-UVA employees) is managed through UVA Human Resources. For additional information specific to Postdoctoral Fellows, contact Corinne Clasbey or Rachel Short.