Understanding the 1095-C Form

The form should arrive by March. It will be mailed to the address we have on file in payroll.

You can contact the HR Solution Center at 434.243.3344, or through AskHR@virginia.edu, to confirm your mailing address on file. HR will mail you another form. Forms cannot be emailed.

The dollar amount listed on the form is for UVA’s lowest cost health plan for single coverage. This will be the Health Savings Plan (Basic Health) single coverage premium. It does not necessarily indicate what you pay. The ACA only requires us to list the health plan premium for the lowest single level of coverage as our affordable plan.

The ACA requires everyone to have health insurance. A recent change in The Paperwork Reduction Act impacts the rules that previously required employers to provide Forms 1095-C to employees. The Form 1095-Cs are tax statements outlining the months an employee was eligible for health coverage and the cost of the most affordable coverage option during a given tax year. Employers no longer are required to automatically distribute these forms to all eligible employees. For the 2024 tax year, UVA HR will continue providing paper forms. Going forward,  UVA HR will transition to electronic delivery on demand for employees who want these statements.

If your spouse is covered through your health plan elections, they will show as a dependent on your form. If they had their own coverage through the health plan, they will receive their own form for those months in which they were covered separately.

An employee will receive a form if they elected their own coverage at any time in the previous year. Otherwise they will show up as a dependent on the form for the employee making the healthcare elections in the previous year.

Yes, if the other employer had 50 or more full-time employees.

Retirees covered by the UVA Health Plan will receive a 1095 form. Medicare-covered individuals will not receive a form.

If you were actively employed at UVA, you will get a 1095 whether enrolled in COBRA or not. If you were not actively employed in the previous year, but were covered through COBRA, you will get a 1095 for those months enrolled in coverage.

You can contact the HR Solution Center at 434.243.3344, or through AskHR@virginia.edu.