Yes, UVA Health Plan members have coverage while traveling abroad. Coverage varies depending on the length of time you are a way. See details below for less than 90 days and 90 day or more coverage.
Leaving the Country Less Than 90 Days
If you or your covered UVA Health Plan family member will be out of the United States for less than 90 days, you are eligible for only emergency or urgent care, at in network benefits, while traveling out of the US.
Emergency Room Visits:
For an emergency room visit, the emergency must be a sudden, unexpected onset of a medical or psychological condition with severe symptoms that could result in serious harm to you if left untreated.
Examples of conditions that require emergency room treatment include, but are not limited to:
- Severe or unusual bleeding
- Trouble breathing
- Suspected poisoning
- Prolonged or repeated seizures
- Unconsciousness
- Severe burns
Urgent Care Visits:
If you get sick while traveling but do not need to visit the emergency room, you may visit any Urgent care center for treatment and be eligible for In-Network coverage. In order for the Claims Administrator to approve your visit, you cannot receive care considered “routine or non-urgent.”
Contacting Aetna:
Foreign travelers can:
- Call Aetna at 800.987.9072, member services
- Call Aetna, Special Case Precertification Unit at 855.888.9046 or 215.775.6445
This is a Monday – Friday line. Even if you were in the US, Aetna customer service /authorization department is not available 24/7.
- Call the Aetna National Medical Excellence Program NME and After-Hours Precertification number: 215.775.6445
There will be an Aetna resource on call to assist with urgent or acute care needs.
- Contact Aetna online through the secure email via Aetna navigator at www.aetna.com
What You Need to Do:
- If you have a medical emergency, go immediately to the nearest participating or non-participating Urgent Care facility or Emergency Room, if appropriate for your condition. You may also call the Aetna Informed Health Line at 1.800.556.1555, which is available 24 hours a day, 365 days a year to participants.
- If you are admitted to the hospital, or need outpatient surgery to resolve the emergency, contact the Claims Administrator at Aetna, to notify them of your admission. If you are unable to make the call, have a family member, friend or the hospital call for you. If you are admitted emergently to an out of network hospital, be sure the Out-of-Network provider requests and receives “In-Network” authorization for any “follow up” outpatient services, including surgery, by contacting Aetna at 1.800.987.9072 if you are medically unable to return home.
- If you visit an Urgent Care Center for urgent care, contact the Claims Administrator within 48 hours or the next business day.
- Remember that any “follow up” care must be obtained in network or must be preauthorized by Aetna at “in network benefits”. Follow up care is defined as treatment occurring after discharge from the emergency or urgent care medical facility, or hospital admission through the emergency room. This can include outpatient surgery following an Emergency room visit, such as for surgical repair of a fracture.
- Pay the foreign provider and submit claims for reimbursement to the claims Administrator within 90 days of the date of service to the health insurance for review for possible reimbursement. The UVA Health Plan Ombuds can assist with submission of foreign claims.
Leaving the Country 90 Days or More
If you or your covered UVA Health Plan family member will be out of the United States for 90 days or more, you should enroll in the foreign country enrollment program by completing a Foreign Enrollment Form and sending the completed form back to the UVA Health Plan Ombuds before you leave the US.
With this foreign country enrollment, you will be covered for eligible routine and emergency services but will need to pay the foreign providers directly and then you should submit your foreign claims to the Claims Administrator within 90 days for reimbursement. Please be sure that you contact Aetna customer service for preauthorization of scheduled inpatient admissions/surgery or as soon as possible following emergency admissions.
Contact the UVA Health Plan Ombuds for a prescription medication vacation override with AetnaRx if you need any prescriptions beyond a 90 day supply or an early “vacation” override refill.
Contact Aetna for any foreign inpatient admissions, surgery, emergency room services or complex radiology situations as soon as possible.
Pay the foreign provider and submit claims for reimbursement to the claims Administrator within 90 days. The UVA Health Plan Ombuds can assist with submission of foreign claims.
Contacting Aetna:
Foreign travelers can:
- Call Aetna at 1.800.987.9072, member services
- Call Aetna, Special Case Precertification Unit at 855.888.9046 or 215.775.6445
This is a Monday – Friday line. Even if you were in the US, Aetna customer service /authorization department is not available 24/7.
- Call the Aetna National Medical Excellence Program NME and After-Hours Precertification number: 215.775.6445
There will be an Aetna resource on call to assist with urgent or acute care needs.
- Contact Aetna online through the secure email via Aetna navigator at www.aetna.com