Health Savings Account 2026
Open Enrollment is now closed. You can make changes to your benefits if you have a "qualified life event." Learn more on the UVA HR Life Changes webpages.
All active, benefits-eligible employees enrolled in UVA's high-deductible health plan, the Health Savings option, are automatically enrolled in, and must be eligible for, a Health Savings Account (HSA). HSA funds are tax-free and can be used for eligible health care, prescription, dental, and vision expenses. HSA funds roll over each year and are yours to keep for future health care costs.
What to Know
2025 HSA elections and employee contribution amounts in Workday WILL automatically carry over to 2026.
- Your HSA benefit will be elected with employer contribution and 2025 employee contribution. You can adjust your employee contribution at any time of the year.
HSA IRS contribution limits will increase in 2026 (please note: limits include employee and employer contributions combined):
- Individual - $4,400 (from $4,300 in 2025)
- Family - $8,750 (from $8,550 in 2025)
- Catch-up (age 55+) - $1,000 (no change)
HSA employer contribution remains the same for 2026:
- $1,000 Individual
- $1,500 Family
The HSA offers a triple tax advantage that make it an excellent long-term savings vehicle:
- Money goes into your HSA tax-free
- Your HSA savings used to pay for qualified medical expenses are not taxed
- Any extra savings can be invested, and earnings and interest grow tax-free
Enjoy these short videos that explain key benefits topics: