Changes Explained. Value Made Clear.

What's Changed in 2027

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Health

  • Compare new UVA Health Plan premiums

    Health care costs and employee premiums are rising in 2027, but UVA is committed to helping employees manage those increases by continuing to cover the majority of the increase.

    We know that affordable health care is important to you and your family. While employee premiums will increase in 2027, UVA will continue to share in the cost of coverage to help ensure employees have access to comprehensive, high-quality benefits. Our goal is to balance the rising cost of health care while maintaining strong coverage options for employees.

    Health Savings Plan members also receive an annual UVA contribution to their Health Savings Account (HSA): $1,000 for self-only coverage or $1,500 for family coverage, helping offset eligible health care expenses throughout the year.

    Health Plan Premiums

    Select your coverage level to compare your premium, UVA’s contribution, and the total cost of coverage for each health plan option.

    Showing monthly rates for Employee Only

    Choice Health See note below.

    Your Premium $256.50 Monthly amount deducted from your pay, divided across your paychecks
    UVA Pays
    $775.00
    Total Cost
    $1,031.50

    UVA PPO

    Your Premium $106.50 Monthly amount deducted from your pay, divided across your paychecks
    UVA Pays
    $850.25
    Total Cost
    $956.75

    UVA Health Savings

    Your Premium $70.00 Monthly amount deducted from your pay, divided across your paychecks
    UVA Pays
    $921.25
    Total Cost
    $991.25

    Choice Health is closed to new enrollees.

    Your premium is the required amount you pay for health coverage. UVA’s contribution is paid by the University and is not deducted from your pay. The total cost combines both amounts.

     

    COBRA Health Plan Rates

    View COBRA Rates COBRA rates include the 2% administrative fee.

    Compare monthly COBRA rates by coverage level and health plan.

    On smaller screens, scroll horizontally to view all plan rates.

    Monthly COBRA rates by coverage level and health plan
    Coverage Level Choice Health UVA PPO UVA Health Savings
    Employee Only $1,052.13 $975.89 $1,011.08
    Employee + Child(ren) $1,844.93 $1,707.74 $1,748.03
    Employee + Spouse $2,372.01 $2,195.81 $2,210.85
    Family $3,427.46 $3,171.44 $3,136.76
    Health Plan Webpage

  • Compare new UVA Health Plan premiums - Housestaff

    Housestaff Health Plan Premiums

    Select your coverage level to compare your monthly premium, UVA's contribution, and the total monthly cost of coverage for Choice Health and UVA PPO.

    Showing monthly rates for Employee Only

    Choice Health

    Your Premium $115.00 Monthly amount you pay for coverage
    UVA Pays
    $916.50
    Total Cost
    $1,031.50

    UVA PPO

    Your Premium $78.50 Monthly amount you pay for coverage
    UVA Pays
    $878.25
    Total Cost
    $956.75

    Your premium is the amount you pay each month for health coverage. UVA Pays is UVA's contribution toward the cost of your coverage. Total Cost combines both amounts.

    View 2027 COBRA Rates COBRA rates include the 2% administrative fee.

    The amounts below show the monthly COBRA premium for each Housestaff coverage level and health plan.

    On smaller screens, scroll horizontally to view all plan rates.

    2027 monthly Housestaff COBRA rates
    Coverage Level Choice Health UVA PPO
    Employee Only $1,052.13 $975.89
    Employee + Child(ren) $1,844.93 $1,707.74
    Employee + Spouse $2,372.01 $2,195.81
    Family $3,427.46 $3,171.44

     

  • Compare New UVA health Plan Option - Postdoctoral Fellows

    Health Plan Premiums - Postdoctoral Fellows

    Postdoctoral Fellows may choose between Choice Health and UVA PPO. Select your coverage level to compare your monthly premium, the employer contribution, and the total monthly cost of coverage.

    Showing monthly rates for Employee Only

    Choice Health

    Your Premium $0.00 Monthly amount you pay for coverage
    Employer Contribution
    $1,031.50
    Total Cost
    $1,031.50

    UVA PPO

    Your Premium $0.00 Monthly amount you pay for coverage
    Employer Contribution
    $956.75
    Total Cost
    $956.75

    Your premium is the amount you pay each month for health coverage. The employer contribution is the amount paid toward your coverage on your behalf. Total cost combines both amounts.

    Note: The Health Savings plan is not available to Postdoctoral Fellows.

    View 2027 COBRA Rates COBRA rates include the 2% administrative fee.

    COBRA allows eligible participants to temporarily continue health coverage after certain qualifying events. The amounts below are the monthly COBRA premiums for Postdoctoral Fellows.

    On smaller screens, scroll horizontally to view all plan rates.

    2027 monthly COBRA rates for Postdoctoral Fellows
    Coverage Level Choice Health UVA PPO
    Employee Only $1,052.13 $975.89
    Employee + Child(ren) $1,844.93 $1,707.74
    Employee + Spouse $2,372.01 $2,195.81
    Family $3,427.46 $3,171.44

     

  • Compare New J Visa Health Plan Premiums

    Only those on J visas and their dependents are eligible for enrollment in the UVA J Visa Health Plan.

    2027 J Visa Health Plan Premiums

    Select your coverage level to compare the monthly employee premium, employer contribution, and total cost for J Visa employees, J Visa Housestaff, and J Visa Postdoctoral Fellows.

    Showing monthly rates for Employee Only

    J Visa

    Employee Premium $106.50 Monthly amount paid by the employee
    Employer Contribution
    $850.25
    Total
    $956.75

    J Visa Housestaff

    Employee Premium $102.50 Monthly amount paid by the employee
    Employer Contribution
    $854.25
    Total
    $956.75

    J Visa Postdoctoral Fellow

    Employee Premium $0.00 Monthly amount paid by the Postdoctoral Fellow
    Employer Contribution
    $956.75
    Total
    $956.75

    Employee Premium is the amount the employee pays each month for coverage. Employer Contribution is the amount paid toward coverage on the employee's behalf. Total shows the total monthly cost of coverage.

    View 2027 COBRA Rates COBRA rates include the 2% administrative fee.

    The table below shows the monthly COBRA premium for each coverage level. The COBRA rates are the same for J Visa, J Visa Housestaff, and J Visa Postdoctoral Fellows.

    On smaller screens, scroll horizontally to view all rates.

    2027 Monthly J Visa COBRA Rates
    Coverage Level J Visa J Visa Housestaff J Visa Postdoctoral Fellow
    Employee Only $975.89 $975.89 $975.89
    Employee + Child(ren) $1,707.74 $1,707.74 $1,707.74
    Employee + Spouse $2,195.81 $2,195.81 $2,195.81
    Family $3,171.44 $3,171.44 $3,171.44

     

    J Visa Webpage

Dental and Vision

  • Compare new dental plan premiums

    Dental Plan Rates

    Select your employee type to see the dental plan options and monthly rates available to you.

    Dental Plan Options

    You may choose from the Basic or Enhanced dental plans. Select your coverage level to compare monthly premiums.

    Select your coverage level

    Showing monthly rates for Employee Only

    Basic Dental

    Your Premium $3.00 Amount deducted from your pay each month
    UVA Pays $23.75
    Total Cost $26.75

    Enhanced Dental

    Your Premium $14.75 Amount deducted from your pay each month
    UVA Pays $23.75
    Total Cost $38.50

    Showing monthly rates for Employee + Child(ren)

    Basic Dental

    Your Premium $5.75 Amount deducted from your pay each month
    UVA Pays $43.00
    Total Cost $48.75

    Enhanced Dental

    Your Premium $34.50 Amount deducted from your pay each month
    UVA Pays $43.00
    Total Cost $77.50

    Showing monthly rates for Employee + Spouse

    Basic Dental

    Your Premium $8.25 Amount deducted from your pay each month
    UVA Pays $42.75
    Total Cost $51.00

    Enhanced Dental

    Your Premium $39.25 Amount deducted from your pay each month
    UVA Pays $42.75
    Total Cost $82.00

    Showing monthly rates for Family

    Basic Dental

    Your Premium $13.75 Amount deducted from your pay each month
    UVA Pays $63.25
    Total Cost $77.00

    Enhanced Dental

    Your Premium $67.25 Amount deducted from your pay each month
    UVA Pays $63.25
    Total Cost $130.50

    Your premium is the amount you pay each month for dental coverage. UVA's contribution is paid by the University and is not deducted from your pay. The total cost combines both amounts.

    Housestaff Basic Dental

    Housestaff receive Basic Dental coverage at no employee cost. Select your coverage level to see UVA's monthly contribution and the total cost of coverage.

    Select your coverage level

    Showing monthly rates for Employee Only

    Basic Dental

    Your Premium $0.00 Amount deducted from your pay each month
    UVA Pays $26.75
    Total Cost $26.75

    Showing monthly rates for Employee + Child(ren)

    Basic Dental

    Your Premium $0.00 Amount deducted from your pay each month
    UVA Pays $48.75
    Total Cost $48.75

    Showing monthly rates for Employee + Spouse

    Basic Dental

    Your Premium $0.00 Amount deducted from your pay each month
    UVA Pays $51.00
    Total Cost $51.00

    Showing monthly rates for Family

    Basic Dental

    Your Premium $0.00 Amount deducted from your pay each month
    UVA Pays $77.00
    Total Cost $77.00

    Housestaff pay $0 toward Basic Dental coverage. UVA pays the full monthly cost shown for the selected coverage level.

    Postdoctoral Fellow Basic Dental

    Postdoctoral Fellows may enroll in the Basic Dental plan. Select your coverage level to see your monthly premium, the grant or department contribution, and the total cost.

    Select your coverage level

    Showing monthly rates for Employee Only

    Basic Dental

    Your Premium $0.00 Monthly postdoctoral fellow rate
    Grant / Department Rate $26.75
    Total Cost $26.75

    Showing monthly rates for Employee + Child(ren)

    Basic Dental

    Your Premium $22.00 Monthly postdoctoral fellow rate
    Grant / Department Rate $26.75
    Total Cost $48.75

    Showing monthly rates for Employee + Spouse

    Basic Dental

    Your Premium $24.25 Monthly postdoctoral fellow rate
    Grant / Department Rate $26.75
    Total Cost $51.00

    Showing monthly rates for Family

    Basic Dental

    Your Premium $50.25 Monthly postdoctoral fellow rate
    Grant / Department Rate $26.75
    Total Cost $77.00

    In the case of external fellowships that are provided directly to postdoctoral fellows, fellowship allowances may be used to support the full cost of postdoctoral fellow health insurance.

    In all cases, departments and postdoctoral fellows must account for the full costs provided above.

    View 2027 Dental COBRA Rates COBRA rates include the 2% administrative fee.

    Compare monthly COBRA premiums by coverage level and dental plan or employee group.

    On smaller screens, scroll horizontally to view all rates.

    2027 Monthly Dental COBRA Rates
    Coverage Level Basic Dental Enhanced Dental Housestaff Basic Postdoctoral Fellow Basic
    Employee Only $27.29 $39.27 $27.29 $27.29
    Employee + Child(ren) $49.73 $79.05 $49.73 $49.73
    Employee + Spouse $52.02 $83.64 $52.02 $52.02
    Family $78.54 $133.11 $78.54 $78.54
    Dental Plan Webpage

  • Compare Vision plan Premiums

    MetLife will now provide UVA’s vision coverage, while the plan will continue to use the Davis Vision Network.

    Vision Plan Rates

    Select your coverage level to view your MetLife Vision Coverage (Davis Vision) premium and 2027 COBRA premium.

    Showing monthly rates for Employee Only

    Davis Vision by MetLife

    Your Premium $7.54 Amount deducted from your pay
    2027 COBRA Premium Includes the 2% administrative fee
    $7.69

    UVA does not contribute toward the vision premium, so your premium is also the total cost of coverage.

     

    Vision Plan Webpage

Life Insurance (ORP, MCRP and Housestaff Members)

Life Insurance for those on ORP and MCRP plans will now be managed by MetLife. 

MetLife is one of the world's largest and most trusted life insurance providers and comes with advantages for those enrolled in Supplemental Life Insurance. 

Action is required to continue supplemental life, including re-electing spouse/dependent coverage and verify dependent information. Visit ORP, MCRP, Housestaff Life Insurance page.
 

Savings and Spending Accounts

  • HSA Employee Contribution Limits will Increase ↑

    2027 contribution limits

    How Much Can You Contribute to an HSA?

    Select your coverage level and indicate whether you are eligible for the age 55+ catch-up contribution.

    Selected coverage

    Self-only Coverage

    2027 HSA Contribution Cap $4,500 Annual limit without the age 55+ catch-up contribution
    UVA Contributes $1,000 Counts toward the annual cap
    You May Contribute Up to $3,500 Maximum remaining amount
    Total 2027 contribution cap $4,500

    UVA’s contribution counts toward the IRS annual limit. Be sure to subtract UVA’s contribution when deciding how much to contribute through payroll.

     

    Health Savings Account Webpage

Retirement

403(b) and 457: contribution limits may change but will be announced in November

Retirement Webpage
  • Open Enrollment begins on Monday, October 5 and remains open until 11:59 p.m. Friday, October 16.
    • You will receive a task in your Workday Inbox on October 6 to get started.
    • After open enrollment ends, benefit changes will be limited to Qualifying Life Events
  • On January 1, 2027 your the elections you made during Open Enrollment will take effect.
    • Any updates to you paycheck deductions will appear on your first 2027 paycheck.

Dates and Next Steps

  • Open Enrollment begins on Monday, October 5 and remains open until 11:59 p.m. on Friday, October 16
    • You will receive a task in your Workday Inbox on October 5 to get started
    • After open enrollment ends, benefit changes will be limited to Qualifying Life Events
  • On January 1, 2027, the elections you made during Open Enrollment will take effect
    • Any updates to your paycheck deductions will appear on your first 2027 paycheck
Activate this button to open a menu of quick links for Open Enrollment resources. Use the Tab key to move through the links. Activate the button again to close the menu.

I Want to Know How to Prepare

Action Items

I Need a Refresher on Benefits Options

Open Enrollment Benefits Overview

Postdoctoral Fellows

The Open Enrollment process for all Postdoctoral Fellows (non-UVA employees) is managed through UVA Human Resources. For additional information specific to Postdoctoral Fellows, contact AskHR@virginia.edu with the subject line "Postdoc Fellow Benefits".

Quick Links

How To Elect Benefits in Workday Changes Coming in 2027 Frequently Asked Questions I Need Help